The Board evaluations the effects and responsiveness in the financial institution's Group advancement loans and Local community enhancement investments that profit or provide a State, as offered in § 228.15.
Merely a bank that is an affiliate of a holding business need to contain the following to the final sentence with the notices. A bank should contain the final sentence of your notices only if it is an affiliate of a holding firm that is not prevented by statute from acquiring more depository institutions.
컴퓨터 앞에 앉아 네이버를 이용하고 싶다면, 몇 가지 간단한 방법으로 네이버 웹사이트에 접속할 수 있습니다.
(A) Distributing the initial draft approach for publication on the Board's Web site and by publishing the Preliminary draft program about the financial institution's website, if the bank maintains one particular; and
The Board considers the usage of a lender's deposit products and solutions conscious of the demands of minimal- and moderate-money people today, households, or homes based upon the following details:
공유하기 블로그 주소 변경 불가 안내 블로그 마켓 판매자의 이력 관리를 위해
usually means a lender, excluding a bank designated as being a restricted objective bank pursuant to § 228.26, that experienced property of below $600 million as of December 31 in both on the prior two calendar several years. The Board adjusts and publishes the dollar determine in this definition yearly depending on the year-to-year modify in the typical of the Consumer Selling price Index for Urban Wage Earners and Clerical Workers, not seasonally modified, for each twelve-thirty day period period of time ending in November, with rounding to the nearest million.
. The lender ought to involve the penned see in the general public file in 3 enterprise times following acquiring notification from the FFIEC of The provision of your disclosure statement.
(iv) The Neighborhood improvement products and services requirements of its facility-primarily based evaluation parts served with the financial institution which might be coated from the approach.
Inside a facility-centered assessment region or outside the house retail lending location, an item line is A significant products line In case the bank's loans in that products line comprise fifteen per cent or maybe more on the lender's loans across most of more info the bank's solution strains in the power-dependent evaluation location or exterior retail lending area, as decided pursuant to paragraph II.b.one of appendix A to this part.
(five) Are supplied to pupils or their families by way of a university at which nearly all learners qualify free of charge or lessened-cost meals beneath the U.S. Office of Agriculture's National College Lunch Method;
The Board considers the weighted typical of the overall performance scores equivalent to the bank's conclusions for that Group Advancement Financing Exam for its facility-centered evaluation locations throughout the nationwide location, calculated pursuant to section IV of appendix B to this element.
Loans by a lender straight to businesses or farms, such as, but not restricted to, loans in conjunction or syndicated which has a U.
Pursuant to § 228.21, the Retail Lending Test evaluates a lender's file of assisting to satisfy the credit history wants of its entire Neighborhood in the bank's origination and buy of home house loan loans, multifamily loans, compact enterprise loans, and compact farm loans.